Gabe is a guy that is very easy to talk to. He has a beautiful family and has been in the finance world since 2005. He is an experienced Financial Advisor. He is skilled in Life insurance, Investments, and Equity Indexed Annuities.
What was it like when you first started?
There is a steep learning curve. I have a banking background, and it had become so much about profit and I didn’t feel like I could help people as much, but as a financial planner, I feel like I can help people so much more.
What has surprised you most when owning a business?
That people do not knock on your door looking for financial advice. I knew it would be a challenge to own my own business, but because I get plenty of referrals from current clients it really has made it easier than I thought it would be.
What would your customers say they love most about your business?
They would say that I am so transparent. They would explain how I tell them not only what to do with their savings and investments, but why as well. My custome
rs would say that I bring things down to their level, or up if need be. Finally, I think they would say that they appreciate how in depth and thorough our conversations are, because I really try to get to know each of them and their individual circumstances.
What is something most people don’t know about the business?
Most people are too risky with their personal investments. There are many people approaching their 50’s or 60’s and they are taking unnecessary risk. As they near retirement I ask people the following questions, “If your portfolio doubled tomorrow, how much would it change your retirement? But what if it were to be cut in half?” Most people would be far more affected by the downside than they would the upside. Theymight be able to take a few more trips from an increase, but they would have to work ten more years if it lost a significant value.
Why do you think it’s important for people to shop local?
In my line of work, I think it’s important to work with someone local so you can have a neck to wring. When you work with a larger company, you have a revolving door of advisors which leaves you with an 800 number when they leave and you need something. My clients know me. They go to church with me. They live next to me. If something goes wrong in their life I want to be there for them, and when the market does silly things I want to be there to walk with them through the uncertainty.